GROH - Insurance Brokers and Financial Services Providers

Gunn Robinson O'Higgins Limited,
Insurance Brokers, Priory House, Priory Hall, Stillorgan, Co Dublin, Ireland
	broker@groh.ie
Tel Fax	+353 1 283 5252 +353 1 283 5251

Corporate Insurance

Liabilities arising from your business.

There is an enormous amount of legislation in this area. You will have a duty of care to your Employees, Contractors you may use and members of the public including your Customers.

The areas that are generally Insured against are:

	Employers Liability This policy protects you for your potential Legal Liability to pay compensation to employees for accidents or illness suffered by them in the course of their employment.
	Public Liability This policy provides Indemnity in respect of your potential Legal Liability to pay compensation to members of the public for the injury or illness suffered by them and for damage to property arising in connection with the business as defined.
	Products Liability The policy is extended to indemnify you in respect of your potential Legal Liability at law for accidental death of / or bodily injury to/or illness or disease contracted by any person and/or accidental loss and/or accidental damage to property as a result in defects in goods sold, supplied, hired out, repaired, serviced or processed by you in the course of your business.
	Employment Practices This would include claims brought against you for unfair dismissal, discrimination and sexual harassment.
	Product Contamination and Recall Actual our perceived or referred contamination of a product could have a disastrous effect on company’s reputations.

This cover can include:

	Recall Costs
	Loss of Profits
	Rehabilitation Costs
	Consultancy Costs

Professional Indemnity:

Increasingly, we are witnessing actions taken against individuals and companies where they have given advice for a fee or in conjunction with the sale of a product or services resulting in injury or damage.

Exposures Include:

	Breech of Professional duty
	Liability or Slander
	Loss of Documents
	Dishonesty of employees

Directions and Offices Liability:

Directions and Offices of a company are increasingly open to actions by their
shareholders and fellow workers for personal loss resulting from their actions during the course of their duties within a company.